1 pound 1832

Uncommon. While Jersey's private bank issues from 1832 are not frequently encountered in the market, the eBay price data shows examples trading predominantly in the $5–$65 range depending on condition, with Fair condition examples being more affordable than XF or UNC specimens. The absence of examples in the $200+ range for this specific Pick number and the consistent lower pricing suggest this is not a highly scarce note, but rather an uncommon survivor from a modest print run that was not systematically hoarded. St. Saviour's Bank notes from 1832 are desirable to Jersey and early British provincial collectors but are not among the rarest Jersey issues.

St. Saviour's Bank was one of Jersey's early private banking institutions, issuing notes during the period before the establishment of centralized island banking authority. The note's reference to 'Bank of the Isle of Jersey' and the Act of Parliament citation reflects the regulatory framework governing these private issues. The church imagery on the left side emphasizes the religious and established nature of Jersey's commercial institutions in the 1830s, while the heraldic elements represent institutional legitimacy during the reign of William IV.

The obverse features a symmetrical layout characteristic of Regency-era British provincial notes. On the left is an engraved vignette of a church or religious building with a prominent tower, representing St. Saviour's Church in Jersey and providing the bank's namesake. The right side displays an ornate heraldic coat of arms or shield, likely representing Jersey's governmental authority or the bank's institutional heraldry. The center features large, clearly-printed 'ONE POUND' denomination text with the bank name prominently displayed. All four corners contain decorative X-pattern ornaments with elaborate scrollwork and flourishes typical of security engraving from this period. The reverse is blank, as was common for notes of this era and issuer.

FRONT: 'ST SAVIOUR'S BANK' (bank name); 'Promise to pay the Bearer on demand' (standard negotiability clause); 'ONE POUND' (denomination); 'Value received, According to an Act of Parliament, Bank of the Isle of Jersey' (statutory authority); 'May 12th 1832' (issue date); 'No 244' (serial number); 'Payable at 28 Mt. Hostel Place' (redemption location); 'Engraved by Perkins, Bacon & Co of the Bank of England' (printer/engraver attribution). BACK: Largely blank with archival markings (XXX and collector notations, not original bank printing).

Intaglio engraving (line engraving/copperplate), executed by Perkins, Bacon & Co, the premier security printer for the Bank of England. The fine detail visible in the vignettes, intricate border work, and decorative elements are characteristic of high-quality intaglio production. The vignettes show the subtle tonal gradations and precise line work possible only with hand-engraved copperplates. No evidence of color printing; the note is monochromatic (black/dark gray on cream paper).

Serial number 244 is recorded on this example. Varieties for St. Saviour's Bank 1832 notes may include different serial number ranges and possibly signature variants, though the visual analysis does not clearly show multiple signatories. The specific date of May 12th, 1832 may help identify this as part of an initial print run. The redemption location '28 Mt. Hostel Place' is consistent with the bank's historical address and may be the sole variety for this denomination and issuer.